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Universal Home Mortgage has been a top Shreveport mortgage lender since 2002.

Thank you for visiting our website.  Universal Home Mortgage offers highly competitive rates through our direct to consumer lending channel (no middle man). We do this with transparency, service, speed, and a human touch. To meet these requirements, we offer an engaging, concierge user experience. We started our business in downtown Shreveport, Louisiana in 2002. Universal Home Mortgage has experienced tremendous growth since then and quickly became a premier Shreveport mortgage lender.

We still maintain a local, client-focused business model.  Universal Home Mortgage provides an intuitive borrower portal that offers simple, transparent interaction, the ability to easily, safely, and securely upload and store documents with real-time status updates and the ability to engage with experienced lending professionals at any point in the process. We have been doing this in Shreveport, Bossier City, and surrounding areas since 2002. Choosing a mortgage lender is a major decision, and we take our jobs as lending professionals very seriously. Please consider us for an opportunity to earn your business.


I was referred to Universal by my real estate agent. They had a better rate than the other places I discussed a mortgage with, so I went with them for…read more

David R.
Rating : 5

Kevin Whatley has more attributes than I was allowed to list in the top attribute description. I know Kevin on a professional level as well as a friend. His principles…read more

Kevin P.
Rating : 5

Kevin's knowledge of the mortgage industry and his professionalism make him the premier mortgage banker in our area. Kevin goes out of his way to explain the dynamics surrounding such…read more

Scott L.
Rating : 5
1: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

2: Shop

At this stage, it’s a good idea to start working with a real estate agent and viewing homes.

3: Loan Application

A few documents are needed to get a loan file through underwriting.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

They closely evaluate all the documentation prepared by the loan processor in the loan package.

6: Closing

Documents  are drawn and sent to the title company where the closing meeting takes place.


Fill out our simple online mortgage quote form and you will receive a quote tailored to specifically to your needs.  There is no obligation. Our dedicated staff is here to answer any questions you have. Whether you are first time home buyer or an experienced buyer you are in good hands.

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